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Out of network cash practices , student loans

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Hello everyone, I am new to this forum. I've been practicing for about a year now and would like to know what some of your thoughts are on student loans given the 2020 election and possibilities for future loan forgiveness. Has anyone changed their strategy from pay everything off ASAP to using an income based repayment method to aim for forgiveness or new repayment plans to come out?

Second, I've seen some states have a lot of practices that accept insurance plans only with out of network...

Out of network cash practices , student loans

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